U.S. Treasuries indicate yields for on-the-run U.S. Treasury bills, notes, and bonds, which are typically the most recently auctioned and most liquid issue with a maturity closest to the stated tenor. These are commonly used for pricing fixed rate debt at origination and for calculating yield maintenance.
|5 yr||7 yr||10 yr||30 yr|
The London Interbank Offered Rate (LIBOR) is averaged from reports by a panel of banks seeking unsecured USD-denominated loans in the short-term money market. The LIBOR index is the adjustable interest rate referenced on hundreds of trillions of USD dollars worth of debt and derivatives.
The Effective Federal Funds Rate is an average based on daily overnight lending transactions between depository banks in the Fed system. The Prime Rate is the underlying index for many small business loans and retail lending such as credit cards or auto loans.
|This week||Month ago||Year ago|
|WSJ Prime Rate||4.75%||4.75%||5.25%|
|Fed Funds Rate (Current target rate 1.50-1.75)||1.75%||1.75%||2.25%|
|Bond Buyer's 20 index||2.77%||2.86%||4.12%|
|FNMA 30 Yr Mtg Net Yield||3.31%||3.39%||4.31%|
|1 Month LIBOR Rate||1.70%||1.76%||2.43%|
|3 Month LIBOR Rate||1.89%||1.91%||2.78%|
|6 Month LIBOR Rate||1.90%||1.93%||2.88%|
|1 Year LIBOR Rate||1.92%||2.01%||3.09%|
|Bank||1-year APY||3-year APY||5-year APY|
|Goldman Sachs Bank||2.00%||2.05%||2.15%|
|30-Year Fixed Rate||3.71%|
|20-Year Fixed Rate||3.63%|
|15-Year Fixed Rate||3.18%|
|5/1 ARM Rate||3.93%|
|7/1 ARM Rate||3.91%|
|7/1 ARM Jumbo Rate||3.69%|
|10/1 ARM Rate||4.01%|